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UBL: Enterprise Mobile Banking
Fintech18 MonthsUnited Bank Limited

UBL: Enterprise Mobile Banking

Full-scale digital transformation of a legacy banking mobile app into a modern, feature-rich financial hub with biometric security and real-time payments.

Overview

The story
behind it

United Bank Limited needed to recapture the millennial market by redesigning their digital presence. We overhauled the entire UI/UX and backend integration to support high-traffic retail banking.

2.5M+
Mobile Users
1.2M
Daily Transactions
4.8/5
App Rating
99.95%
System Uptime
The Challenge

What stood in the way

Ensuring zero-downtime migration for millions of users while maintaining strict regulatory compliance and ultra-secure transaction protocols.

Our Solution

How we made it happen

A scalable Flutter-based mobile application backed by a Java Spring Boot microservices layer, implementing 3D Secure 2.0 and biometric authentication patterns.

Key Results

Impact that speaks

200%

Active Growth

Increase in weekly active users within six months of the version 2.0 launch.

85%

Manual Reduction

Decrease in branch-based manual service requests for basic account tasks.

50%

Onboarding Speed

Reduction in time-to-open digital accounts using automated KYC.

Gallery

A closer look

UBL: Enterprise Mobile Banking gallery 1
UBL: Enterprise Mobile Banking gallery 2
Features

What we
delivered

Every feature was built with purpose, performance, and user experience at its core.

Biometric Secure Login
Real-time Fund Transfers
QR Payment Integration
Automated Utility Billing
In-App Loan Management
Virtual Card Issuance
Spending Analytics
Multi-factor Authentication
Tech Stack

Tools & technologies

FlutterJavaSpring BootOracle DBRedisDockerKubernetes
Timeline

From concept to launch

Phase 1

UX Research

Understanding user pain points in legacy banking transitions.

Phase 2

Middleware Refactor

Building the microservices layer to decouple from the core banking host.

Phase 3

Security Hardening

Implementing advanced encryption and fraud detection algorithms.

Phase 4

Staged Deployment

Phased rollout starting with internal staff before full public launch.

FAQ

Common questions

Ready to start?

Let's build something remarkable together

We'd love to discuss how we can help bring your vision to life. Our team has extensive experience across AI, web, mobile, and cloud technologies.

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