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Next-Gen Fintech Infrastructure
Mobile Development20 MonthsMastercard

Next-Gen Fintech Infrastructure

Andela collaborated with Mastercard to develop innovative mobile payment solutions and secure infrastructure to expand digital financial services in emerging markets.

Overview

The story
behind it

Mastercard needed to accelerate the development of its digital wallet and payment gateway APIs to better serve customers in mobile-first economies.

0.01% Decrease
Fraud Rate
200ms
API Latency
5M+ Monthly
Transaction Count
99.9% Compliant
System Vetting
The Challenge

What stood in the way

The financial sector requires zero-tolerance for errors, extremely low latency, and adherence to complex international security standards (PCI-DSS).

Our Solution

How we made it happen

Andela provided a specialized group of security and mobile engineers who worked on building robust mobile SDKs and high-performance backend transaction layers.

Key Results

Impact that speaks

60%

Time-to-Market

Reduced the development cycle for new mobile payment features by leveraging pre-vetted senior talent.

99.999%

Service Availability

Maintained mission-critical uptime for national payment infrastructures across multiple emerging markets.

22

Global Patents

Collaborative engineering work led to several innovative payment mechanisms now patented by Mastercard.

Gallery

A closer look

Next-Gen Fintech Infrastructure gallery 1
Next-Gen Fintech Infrastructure gallery 2
Features

What we
delivered

Every feature was built with purpose, performance, and user experience at its core.

Secure Tokenization Engine
Contactless Payment SDKs
Real-time Fraud Detection
Cross-Border Settlement Logic
Encrypted Digital Identity
High-Volume Transaction Processing
Financial Compliance Automation
Biometric Auth Integration
Tech Stack

Tools & technologies

JavaSwift/KotlinNode.jsC++PostgreSQLBlockchainAzure
Timeline

From concept to launch

Phase 1

Security Assessment

Baseline security audit and alignment on global financial regulatory requirements.

Phase 2

SDK Prototype

Development of the initial mobile SDKs for secure contactless payments in selected pilot markets.

Phase 3

Integration & Scale

Migration of existing payment layers to the new high-performance cloud infrastructure.

Phase 4

Global Compliance

Final hardening and certification against international security standards for broad market release.

FAQ

Common questions

Ready to start?

Let's build something remarkable together

We'd love to discuss how we can help bring your vision to life. Our team has extensive experience across AI, web, mobile, and cloud technologies.

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