
OneBank: The 100% Digital Banking Revolution
A comprehensive digital transformation project that launched Nigeria's first fully digital bank, enabling end-to-end banking without physical intervention.
The story
behind it
Sterling Bank sought to disrupt the traditional banking model by creating a mobile-first platform that offers everything from automated savings to instant loans. Cregital was tasked with designing the experience and core interface for this ambitious fintech venture.
What stood in the way
The primary challenge was migrating complex legacy banking workflows into a simplified mobile experience while maintaining enterprise-level security and ensuring regulatory compliance across multiple service layers.
How we made it happen
We implemented a microservices-based architecture coupled with a user-centric UI design that prioritized speed and accessibility. The result was a seamless onboarding process that takes less than 2 minutes.
Impact that speaks
Engagement Boost
Vast improvement in corporate client interactions through the new digital portal.
Efficiency Gain
Streamlined internal workflows for account managers and treasury officers.
Industry Rank
Awarded for best digital merchant banking experience in the 2023 financial awards.
A closer look


What we
delivered
Every feature was built with purpose, performance, and user experience at its core.
Tools & technologies
From concept to launch
Executive Alignment
Defining KPIs and stakeholder requirements for institutional workflows.
Interface Architecture
Designing complex data visualizations for high-level financial reporting.
System Integration
Connecting the portal to core banking systems and third-party data providers.
Internal Pilot
Full-scale stress testing and training for corporate bank staff.
Common questions
Let's build something remarkable together
We'd love to discuss how we can help bring your vision to life. Our team has extensive experience across AI, web, mobile, and cloud technologies.
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