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OneBank: The 100% Digital Banking Revolution
Mobile Development18 MonthsSterling Bank

OneBank: The 100% Digital Banking Revolution

A comprehensive digital transformation project that launched Nigeria's first fully digital bank, enabling end-to-end banking without physical intervention.

Overview

The story
behind it

Sterling Bank sought to disrupt the traditional banking model by creating a mobile-first platform that offers everything from automated savings to instant loans. Cregital was tasked with designing the experience and core interface for this ambitious fintech venture.

1.2M+
Active Users
72
NPS Score
1.5 Min
Onboarding Time
250k
Daily Volume
The Challenge

What stood in the way

The primary challenge was migrating complex legacy banking workflows into a simplified mobile experience while maintaining enterprise-level security and ensuring regulatory compliance across multiple service layers.

Our Solution

How we made it happen

We implemented a microservices-based architecture coupled with a user-centric UI design that prioritized speed and accessibility. The result was a seamless onboarding process that takes less than 2 minutes.

Key Results

Impact that speaks

150%

Engagement Boost

Vast improvement in corporate client interactions through the new digital portal.

40%

Efficiency Gain

Streamlined internal workflows for account managers and treasury officers.

Top 3

Industry Rank

Awarded for best digital merchant banking experience in the 2023 financial awards.

Gallery

A closer look

OneBank: The 100% Digital Banking Revolution gallery 1
OneBank: The 100% Digital Banking Revolution gallery 2
Features

What we
delivered

Every feature was built with purpose, performance, and user experience at its core.

Instant Digital Onboarding
Automated Wealth Management
AI-Powered Credit Scoring
Real-time Fraud Detection
Cross-border P2P Payments
Integrated Bill Settlement
Multi-currency Wallets
Biometric Authentication
Tech Stack

Tools & technologies

React.NET CoreAzure CloudSQL ServerTypeScriptTailwind CSSPower BI
Timeline

From concept to launch

Phase 1

Executive Alignment

Defining KPIs and stakeholder requirements for institutional workflows.

Phase 2

Interface Architecture

Designing complex data visualizations for high-level financial reporting.

Phase 3

System Integration

Connecting the portal to core banking systems and third-party data providers.

Phase 4

Internal Pilot

Full-scale stress testing and training for corporate bank staff.

FAQ

Common questions

Ready to start?

Let's build something remarkable together

We'd love to discuss how we can help bring your vision to life. Our team has extensive experience across AI, web, mobile, and cloud technologies.

Start a conversation